by The Welthi Bureau | 26 OCT 2017
Star Health and Allied Insurance, the country’s first standalone health insurance company, today launched Star Cancer Care Gold — a first-of-its-kind health insurance for persons already diagnosed with cancer.
Star Cancer Care Gold provides cover upto Rs 5 lakh to anyone between the age of 5 months and 65 years who have already had stage 1 and 2 disease. The plan covers risk of recurrence, spread of cancer (metastasis) and second cancer (second malignancy). The plan also covers cost of regular hospitalization expenses for non-cancer related ailments.
A unique feature of the insurance policy is that it can be bought without prior medical screening. Customers can submit previous medical records, including details of latest treatment, along with their proposal forms.
V. Jagannathan, CMD, Star Health and Allied Insurance, said, “Health insurance is generally made available to those who have not been diagnosed with preexisting illnesses. But we, at Star Health Insurance, develop products for people who have undergone treatment for life-threatening diseases and are uncertain about their future. These people are the ones who genuinely need medical and financial assistance in the years ahead. We believe that health insurance is the basic need of each and every Indian citizen. Keeping this in mind, we constantly endeavour to launch products for the maximum good of people.”
In other benefits, Star Cancer Care Gold offers a lump sum payout of half the entire sum insured soon after diagnosis of the disease. The policy also covers surgical and non-surgical as well as interventional treatment for non-cancer related diseases, accident cover, etc., thus providing the benefits of a regular medical insurance.
Star Health Insurance Chief Operating Officer Dr. S. Prakash said, “In India the incidents of cancer is on the raise and advances in Cancer treatment is also on the rise. With increasing awareness, fortunately cancer is diagnosed at an early stage, but unfortunately due to lack of proper financial support, individuals are unable to complete the course of treatment, hence develop recurrence. Star Cancer Care Gold gives great hope for the cancer victims, as there is a health insurance cover available for them for non-cancer related treatment also. This gives immense conscious satisfaction for a passionate insurer like Star Health Insurance.”
“Our network is spread across every state in the country and we hope to reach out to as many cancer survivors as possible, giving them financial protection against cancer & other diseases also.” Star Health Insurance Executive Director and Chief Marketing Officer Anand Roy said.
Star Health and Allied Insurance has launched Star Cancer Care Gold as a pilot product, as per IRDAI guidelines issued in 2016
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